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Stay Warm this Winter with a Gas Log Fireplace
As we creep deeper into this cold winter and you watch your bills for heat begin to climb, you question if having gas heat might be easier on your wallet. The answer is yes, gas heat is cheaper than electric, but that begs the question of what sort of heating system should you try? Let’s talk about how to stay warm this winter with a gas log fireplace.
Melbourne Gas Log Fires can supply you with a heater that runs on gas which is far cheaper than electrical heating systems. In general, to purchase one unit of mains gas (measured in kWh) the cost will be around 4p / kWh. Conversely, to purchase 1 unit of electricity from the mains (also measure in kWh) will run you about 15p / kWh. Gas is around three to four times less expensive than electricity run heating systems.
Ambiance and Convenience
With how busy everyone is these days, you cannot belittle the freedom that a fireplace that is run on gas gives you. Modern upgrades to the gas fireplace make owning one even easier, with fireplace timers installed in your remote off so that you don’t have to worry about falling asleep with the heat of a warm fire on your face, remote controls so you can stay sitting after a long day of work, thermostats so you can control how hot you would like it to be, circulating fans that push the heat throughout the house
Some hearth products are simply decorative, while others are extremely efficient. Due to popularity many gas fireplace inserts are both efficient and beautiful to watch, with gorgeous designs that can be tailored to your specifications.
Broader installation options
According to The Gas Log Fire Company, there are multiple important considerations if you choose to install a traditional fireplace that requires wood, from the need to lay concrete to the creation and maintenance of the chimney. None of these issues are present in pre-fabricated gas fireplaces and they can offer much more flexibility. Many gas fireplaces are vent-free and those models don’t require that you install a chimney for the fireplace to be in use.
While you’ve opted out of the physical labor of chopping wood for a wood burning fireplace, that does not exclude you from having a fireplace that you can curl around at the end of the night. Ceramic gas logs are top-of-the line, with amazing styles that are hand-made and painted by hand to closely resemble actual logs with bark and knots to bright glowing embers. You have an extensive array of choices, from light beach wood to a deep charred option. You no longer have to sacrifice your sense of style to be functional; this fireplace will look as realistic as you want it to.
Increase home value
Fireplaces add value and increase the desirability of a home. Fireplaces can increase the value of the average home by up to 12%, however; not everyone wants to have to deal with the hassle of a wood fireplace or they may have members of the family who are allergic to smoke. Installing a gas log burning fireplace is the best choice for homeowners who may be considering selling in the future!
How to plan for retirement
In today’s society, retirement has taken on a whole new meaning. Traditionally, retirement planning means to have a lump sum of cash enough for the person to stop working completely for twenty to thirty years when he or she reaches 55 or 60. It puts undue stress for the person who has not only to make ends meet, but also need come up with a lump sum of cash for retirement. Today, retirement still involves the accumulation of cash before the ripe age, but the retiree has a choice of whether to engage in a full or part time job, to provide additional income, other than the obvious comfortable sum that is already set aside for retirement. In this way, retirement is actually achievable for people who are from all income levels. However, it will be an added bonus if there is a systematic plan for retirement.There are several things to consider while coming up with a saving plan for your retirement which includes:
Create a budget
The first thing that you need to do is gauge your present financial situation. This means weighing your monthly expenses, income and savings. In addition, try and figure out how much money you need to lead a good standard of life after retiring. This will allow you see how much you need to save in order to have that standard of living.
Then jot down all things you would like to have, experience and own during your retirement. This would include things like vacations, finances, assets, home, hobbies etc. This will help you plan out your retirement so that you are able to own as well as experience these things without feeling the financial crunch. Do not forget to take into account health care as well as emergency situations.
It’s simple and helpful to save when your retirement plan contributions are consequently withdrawn from your paycheck or bank accounts. This allows you to set aside retirement funds before you have an opportunity to spend them. Instead of overhauling your lifestyle, you can save these dollars you’ve officially figured out how to live without and put them toward retirement or another enormous savings objective, similar to an up front installment on a house, a school support, another rooftop or a major outing. It doesn’t sound like fun at first, however keeping your lifestyle as it is today isn’t sexy. Then again, setting aside money before it becomes an indispensable piece of your financial plan is similar to free savings. What’s more, it adds up. The vital thing to recall is that all of money saved counts.
So start saving more for tomorrow’s retirement starting from today.
Get advice from a financial planner
Discuss with a financial consultant or make a smart choice of your own. You can find a financial planner at Find Financial Planners. Either these or you can consider talking to a person who is already successfully retired, before you go ahead with investing in any retirement accounts. Many people tend to be concerned with putting their funds into investments which can decline in value over time. After all, they want their money to work harder for them. There needs to be some risk involved. You have no other way around it. The point to remember keenly is that the more time you have before retirement, the more your ability to take risks because there’s always enough time for your investments to recover. Also, the power of compounding interests in investments can be very useful for people who want their money to work harder. The financial planner will help you choose the kind of investment that is best for you depending on your needs as well as your income.
Invest your money
Investments outside of savings plan can help one save for retirement as well. However, it is important for you to be extra careful to make sure you don’t risky investments. There is one investment that for many years has shown promise is real estate. It can be your home or purchasing a second home for investment reasons can be a super great tool in helping you save for your retirement.
It is also important to never put all of the financial eggs in one basket. Many people end up losing their funds due to investing all of them with a single company or relying solely on their employer. It is very important to have choices, and nowhere is this more important than when thinking about how to plan for retirement.
With these tips, you should be able to plan your retirement without any hiccups.One thing that is said to be definite. Procrastinators never progress. It does not even matter how old any person is. Retirement planning is for peoplein all stages of life. Start planning for your retirement today, carry it out according to plan and you’ll be surprised how comfortable your life can get.
Then finally if you are looking to maximize the funds that you will have at retirement for you to be able to do the things that you have always dreamed about, it is very important to carefully plan your entire retirement and choose strategies that will deliver in a long term. More info at: www.findfinancialplanners.com.au.